Last Updated: September 2025
Has provided high-quality life insurance for over 100 years Delivers innovative solutions that are customer-focused Includes a strong portfolio of term, universal, & whole-life policies Protects families across all stages of life Customizable options to suit every budget & needs Offers a free quote for new policies 9.3 Excellent Get Instant Quote
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9.3
Americo
1,124 reviews
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OverviewChoosing the perfect life insurance policy is no easy task, and if you鈥檙e on the hunt for an insurance provider who will be there for your loved ones should something happen to you, then you want to make sure you are selecting a company that truly has your best interests at heart. From term to whole life, riders to beneficiaries, there are a number of decisions you鈥檒l he to make, but one company stands out for the dedication to guiding you through those tough decisions, and their commitment to making sure you end up with a life insurance policy you can depend on.
Americo is an insurance provider with heart. Offering some of the most comprehensive policies around, and with options to suit virtually any preferences, Americo is there for your loved ones when they need it most.With prompt service, a fast claims process, and customer support from highly trained professionals, this is an insurance provider you can feel confident about selecting.
PROSCONSOffers Term, Whole Life, & Universal Insurance PoliciesNo Pricing Information Available on WebsiteFinancially Secure Provider with Over 100 Years of Experience Impressive No-Exam Coverage AvailableOffers a Free Quote to New CustomersWho Is Americo?Growing and expanding for over 100 years, Americo is a financial company that specializes in insurance products for individuals of all ages. Solution-oriented, Americo approaches all of their insurance options with an innovative and forward-thinking approach, giving you access to top-quality policies you can rely on.
Americo鈥檚 history is rich with success and they are currently one of the largest privately-owned and independent insurance companies in the USA. For you, this means you are always dealing with a provider that has a strong financial backing and can provide the stability you need when purchasing a life insurance policy. Striving to exceed all industry standards, Americo is a high-performing provider that will actually be there should you need them, and who will he the funds ailable to take care of your loved ones should your policy every need to be cashed out.
Featuring an A+ rating from the BBB, an A rating from AM Best, and numerous 5-star reviews from customers, Americo is a legitimate and trustworthy provider that offers world-class life insurance policies backed by a long-standing history of success. With policies tailored to meet the needs of you and your loved ones, and a wide selection of riders ailable, Americo is a top choice for anyone looking to secure their family鈥檚 finances through a comprehensive life insurance plan.
Insurance Policies & TermsOffering a competitive selection of policies to choose from, Americo has everything you could want when shopping for the perfect life insurance plan. Unlike other providers that focus on either term or whole life exclusively, Americo has expanded offerings that include all types of insurance as well as Medicare supplements and general retirement products.
Those seeking a great term life insurance policy will be impressed by Americo鈥檚 range of lengths, allowing you to select a term of 15, 20, 25, or 30 years. While many providers cap their coverage at 25 years, the extension to 30 years makes Americo great for younger individuals who want more long-term coverage without the commitment of whole life. In addition to a wider selection of term lengths, Americo also allows you to choose from their impressive line-up of riders which can personalize your coverage and provide extra benefits such as a return of premium if you outlive your policy.
If term life insurance isn鈥檛 the right choice for you, Americo also offers both whole life and universal coverage. Both options fall under the category of permanent life insurance policies, with the key difference being whole life guarantees you locked in rates, while universal allows for significantly more flexibility throughout your lifetime. Like with term policies, both whole life and universal feature the option of adding on a number of different riders so you can create the exact policy that meets your needs.
A final option offered by Americo is their Final Expense insurance, a unique option for older individuals who aren鈥檛 looking to secure a payout for their loved ones should they pass. Instead, with Final Expense insurance, your policy will ease the financial burden typically associated with funeral and burial costs. While this does come as a graded payout, it is an ideal option for anyone who simply wants to ensure their loved ones aren鈥檛 saddled with extra expenses as the time of your passing.
Americo CostPurchasing life insurance isn鈥檛 always straightforward, and with so many policies and riders to choose from it can be confusing deciding what is right for you. This is why Americo is committed to helping each customer on an individual basis so that they can ensure you get the policy that is perfect for you and your loved ones. Offering a free quote to anyone who is interested, Americo can help you to design your policy and make sure it fits both your needs and your budget.
When it comes to cost, there are a number of factors that can impact what your monthly premiums are, which is why Americo鈥檚 free quote process is so important. Allowing you to see upfront what you would pay based on your lifestyle and selections, your free quote will include pricing for everything you are interested in and can be customized based on how much coverage you want, how long you want your policy to last, and any additional terms.
To take advantage of Americo鈥檚 free quote offer, you can visit their website directly, There you will be able to request info and connect with a qualified agent who can answer any questions you may he.
Bottom LineAlthough life insurance may not be the most pleasant topic to discuss, it is an important one. Protecting your loved ones against the financial burdens associated with death, a great life insurance policy can give you peace of mind knowing that no matter what happens, your family won鈥檛 he to struggle to afford bills in your absence. By choosing Americo, you are ensuring you will receive comprehensive coverage that is perfectly tailored to your needs and has the financial strength necessary to afford a payout should it come to that.
Featuring a wide range of policy options, additional riders, and affordable monthly premiums, Americo is a top choice for anyone looking to secure a life insurance policy that works. Easy to nigate and with expert assistance only a call away, Americo is giving families the security they need so that they can enjoy life without worry.
For More Information Visit Americo Official Website View Site