About this guide
This guide was created by the Honest Care GLP-1 Access Team to help patients understand Zepbound pricing, self-pay options, and cost-sing pathways. Pricing and ailability are reviewed regularly and updated as changes are announced.
🔍 Looking for a Zepbound Coupon?The official Zepbound coupon (called the Zepbound Sings Card by Eli Lilly) can reduce your cost to as little as $25 per fill. It works with your commercial insurance — not instead of it — providing far greater sings than third-party discount coupons like GoodRx or SingleCare.
Eligible: Commercial/private insurance
Not eligible: Medicare, Medicaid, Tricare, VA, or uninsured — see other ways to se →
Get Your Official Zepbound Coupon → zepbound.lilly.com
OFFICIAL MANUFACTURER DISCOUNT CARD
Where to Get Your Zepbound CouponThe official Zepbound manufacturer coupon is ailable directly from Eli Lilly — the company that makes Zepbound. Unlike third-party discount cards, this official coupon works alongside your insurance to maximize your sings.
Important: The "Zepbound coupon" and "Zepbound Sings Card" are the same thing — Eli Lilly calls it a sings card, but it functions like a manufacturer coupon that reduces your out-of-pocket cost. You'll receive a card with BIN, PCN, Group, and Member ID numbers to present at the pharmacy.
UNDERSTANDING THE PROGRAM
What Is the Zepbound Sings Card?Key TakeawayThe Zepbound Sings Card is a manufacturer discount program from Eli Lilly that can reduce your copay to as low as $25 per fill — if you he commercial insurance that covers Zepbound.[1]
The Zepbound Sings Card (also called a copay card, manufacturer coupon, or Zepbound prescription coupon) helps eligible patients afford their Zepbound prescription by covering a portion of out-of-pocket costs. Here's what you need to know:
Not insurance — it works alongside your existing commercial insuranceActivation required — you must register and activate the card before useAnnual limits apply — maximum sings of $1,950 per calendar yearExpires December 31, 2025 — terms may change annually[2]How Much Can You Se?The Zepbound coupon (sings card) can reduce your cost to as little as $25 per fill if your commercial insurance covers Zepbound. Annual sings are capped at $1,950 per year (up to 13 fills). If insurance doesn't cover Zepbound, the coupon offers up to $569 off per fill, with maximum annual sings of $7,397.
Zepbound Sings Card sings by insurance statusYour SituationYour CostMax Monthly SingsInsurance covers ZepboundAs low as $25/fill$150 (1-month), $300 (2-month), $450 (3-month)Insurance doesn't cover ZepboundUp to $569 offUp to $7,397/yearA "month" is defined as 28 days and up to 4 pens. Maximum 13 fills per calendar year.[1]
WHO QUALIFIES (AND WHO DOESN'T)
Sings Card EligibilityYou ARE Eligible If:Not sure if Zepbound is covered? Check your insurer's coverage first—the sings card only reduces your copay if your plan already covers Zepbound.
You he commercial (private) drug insuranceYou are a U.S. or Puerto Rico residentYou are 18 years or olderYou he a valid prescription for an FDA-approved use of ZepboundYou Are NOT Eligible If:Medicare (including Part D and Medicare Advantage)MedicaidTricare / CHAMPUSVA or DoD benefitsAny state or federal healthcare programYou he no insurance (cash-pay patients he other options)If you're on Medicare or Medicaid, you cannot use this sings card — it's illegal under federal anti-kickback laws. However, other options exist:
Medicare patients: Check if your Part D plan covers Zepbound, or explore Lilly's Patient Assistance ProgramNo insurance: Consider LillyDirect ($299-$449/month for self-pay vials)State RestrictionsSings card benefits may be limited in certain states:
Massachusetts: Card not valid if an AB-rated generic equivalent is ailableCalifornia: Card not valid if an FDA-approved therapeutic equivalent is ailableCurrently, there is no generic equivalent for Zepbound (tirzepatide), so these restrictions don't apply.[3]
STEP-BY-STEP GUIDE
How to Activate Your Zepbound CouponFollow these steps to activate your Zepbound coupon (sings card):
1Visit the Official WebsiteGo to zepbound.lilly.com/coverage-sings to access the sings card enrollment page.
2Enter Your InformationYou'll need to provide:
Full name and date of birthAddress and contact informationInsurance details (plan name, member ID)Prescribing doctor's information3Confirm EligibilityAnswer the eligibility questions honestly — confirming you he commercial insurance (not Medicare, Medicaid, or other government programs). You'll also need to agree to the HIPAA authorization.
4Download or Print Your CardAfter registration, you'll receive a digital card with your unique ID number, BIN, PCN, and Group numbers. Se this to your phone or print it for the pharmacy.
5Activate the CardSome cards require a separate activation step at lillycardactivation.com. He your card ID number ready.[4]
Pro TipComplete the activation before going to the pharmacy. Some pharmacies won't process an inactive card, which means waiting while they troubleshoot.
WHAT TO SAY & DO
How to Use Your Zepbound Coupon at the PharmacyOnce your card is activated, here's how to use it successfully at the pharmacy:
What to BringYour Zepbound prescription (electronic or paper)Your insurance card (primary)Your activated Zepbound Sings Card (with BIN, PCN, Group, and ID visible)Zepbound Sings Card NumbersStandard numbers for all cardholders — he these ready at the pharmacy
BIN610020PCNPDMIGroup[See your card]Member ID[Your unique ID]Your Group number and Member ID are on your personalized sings card from registration. BIN and PCN are the same for all cardholders.
What to Tell the Pharmacist"I he a Zepbound prescription and I'd like to use the manufacturer sings card as a secondary payer after my insurance. Here's my insurance card and my sings card. Please process my insurance first, then apply the sings card to cover my remaining copay."
Key Points for the PharmacistProcess insurance first — Your commercial insurance should be billed as the primary payerApply sings card second — The sings card covers your remaining out-of-pocket cost (copay/coinsurance)Use the BIN/PCN/Group numbers — These are on your sings card and are required for processingCoordination of benefits — The pharmacy system should process this as a "secondary" insurance claimCan't Get It to Work?Call Lilly support at 1-800-545-5979 (general) or 1-866-923-1953 (Zepbound-specific). They can help troubleshoot with you and the pharmacy in real time.[2]
TROUBLESHOOTING ISSUES
Common Problems & SolutionsThese are the most common issues patients face with the Zepbound Sings Card — and how to fix them:
"The pharmacy says the card isn't working"Likely causes:
Card wasn't activated before usePharmacist processed it as a primary (not secondary) payerBIN/PCN/Group numbers entered incorrectlySolution: Confirm the card is activated at lillycardactivation.com. Ask the pharmacist to re-run it as a secondary claim using coordination of benefits. If still not working, call Lilly support at 1-800-545-5979 or 1-866-923-1953 while at the pharmacy.
"I'm still being charged more than $25"Likely causes:
Your insurance doesn't cover Zepbound (you get $569 off, not $25 copay)You've exceeded the monthly sings cap ($150/month)You've exceeded the annual sings cap ($1,950/year)Solution: Check your insurance coverage status. If your copay is higher than $150, you'll pay the difference. If you've hit annual limits, consider patient assistance programs or LillyDirect.
"Prior authorization required"What's happening: Your insurance requires pre-approval before covering Zepbound. The sings card can't help until your insurance approves the medication.
Solution: Contact your prescriber to submit the prior authorization paperwork. This typically takes 3-7 days. Once approved, return to the pharmacy with your sings card. See our prior authorization guide for PA tips.
"Card rejected — government insurance detected"What's happening: The system detected that you he Medicare, Medicaid, Tricare, or another government program. These patients are not eligible for the sings card.
Solution: If you genuinely he only commercial insurance, call Lilly support to resolve the error. If you do he government insurance, explore Lilly's Patient Assistance Program instead.
"The pharmacy has never heard of this card"What's happening: Some smaller or independent pharmacies may be unfamiliar with manufacturer copay cards.
Solution: Explain that it's a manufacturer copay assistance card (not a discount coupon). Provide the BIN, PCN, Group, and ID numbers. The pharmacy should process it like a secondary insurance. If they refuse or can't figure it out, try a larger chain pharmacy (CVS, Walgreens, Rite Aid) that regularly handles these.
CHOOSING THE RIGHT OPTION
Sings Card vs. Other Discount OptionsThe Zepbound Sings Card isn't the only way to se. Here's how it compares to other options:
Comparison of Zepbound sings optionsOptionBest ForPotential SingsKey LimitationZepbound Sings CardCommercial insurance (covered)As low as $25/fillNo government insuranceLillyDirectNo insurance / not covered$299-$449/month (self-pay vials)Cash only, bypasses insurancePatient Assistance (PAP)Low-income patientsFree medicationIncome limits applyGoodRx / SingleCareCash-pay patients10-15% off cash priceCan't combine with insuranceWhich Should You Use?If your insurance covers ZepboundUse the Zepbound Sings Card. This is your best option — you'll pay as little as $25 per fill, with Lilly covering up to $150/month of your copay. No other option beats this for covered patients.
If your insurance doesn't cover ZepboundConsider LillyDirect. The sings card gives $569 off (still leing a high cost), but LillyDirect's self-pay vial program offers Zepbound starting around $299/month (Dec 2025). You can also appeal the coverage denial.
If you he Medicare or MedicaidCheck Lilly Cares Patient Assistance. The sings card is not ailable to you (federal law), but Lilly's PAP may provide free medication if you meet income requirements. See our patient assistance guide.
For a complete breakdown of all Zepbound pricing options, see our Zepbound cost overview.
SINGS CARD & MEDICARE CHANGES
What's Coming in 20262026 Will Be a Big Year for Zepbound AffordabilityMajor changes are coming: Medicare coverage expansion, new direct-purchase options, and likely sings card renewal. Here's what we know — and what's still TBD.
Confirmed for 2026Medicare Coverage Expansion (Mid-2026)In November 2025, the Trump administration announced a landmark deal with Eli Lilly to expand Medicare coverage for GLP-1 obesity drugs — including Zepbound — for the first time.[7]
Launch date: Mid-2026 (some sources say as late as January 2027)Medicare copay: Maximum $50/month for beneficiariesEligibility: Severe obesity or obesity-related comorbidities (heart disease, kidney disease, diabetes)Program cost: $245/month to Medicare (down from $1,086 retail)What this means: If you're on Medicare and he been paying out-of-pocket for Zepbound, you may finally get coverage in 2026. This is a major policy shift — Medicare has historically excluded weight-loss drugs under the Part D anti-obesity exclusion.
TrumpRx Direct-Purchase Platform (Early-to-Mid 2026)The TrumpRx program will launch via a new website in early-to-mid 2026, offering direct-to-consumer Zepbound at reduced prices:[8]
Price: ~$350/month (down from $1,086)Who can use it: Anyone (not limited to Medicare/Medicaid)Medicare/Medicaid patients: May pay even less once obesity drug coverage begins mid-2026Still Unknown (Watch for Updates)2026 Sings Card TermsThe current Zepbound Sings Card expires December 31, 2025. Eli Lilly has not yet announced 2026 terms. Based on past years, we expect:
Likely: Program renewal in late December 2025 or early January 2026Possible: Terms may change due to new Medicare/TrumpRx optionsUnknown: Whether $25 copay and $1,950 annual cap will remainWe'll update this section as soon as Lilly announces 2026 sings card details.
Medicaid Coverage ExpansionThe TrumpRx deal includes Medicaid at the same $245/month program rate. However, state-by-state implementation will vary. Expected launch: May 2026 for some states.[7]
What Should You Do Now?💼Commercial InsuranceKeep using the current sings card through December 31, 2025. Check back here in January for 2026 terms.
🏥MedicareWatch for the TrumpRx website launch in early-to-mid 2026. Full Medicare Part D coverage expected mid-2026.
💳UninsuredConsider TrumpRx direct-purchase option (~$350/month) launching early-to-mid 2026, or LillyDirect ($299-$449/month) ailable now.
COMMON QUESTIONS ABOUT THE SINGS CARD
Frequently Asked QuestionsThe official Zepbound coupon is ailable free at zepbound.lilly.com/coverage-sings. This manufacturer coupon (also called the Zepbound Sings Card) can reduce your cost to as little as $25 per fill if you he commercial insurance. Unlike third-party discount cards (GoodRx, SingleCare), the official Zepbound coupon works with your insurance, not instead of it — providing much larger sings for brand-name medications.
No, the Zepbound coupon doesn't use a promo code. Instead, you'll receive a physical or digital card with BIN/PCN/Group/Member ID numbers to present at the pharmacy. There's no code to enter online — the sings are applied at checkout when your pharmacist processes the card as secondary insurance. Get your card free at zepbound.lilly.com/coverage-sings.
If your commercial insurance covers Zepbound, you can pay as little as $25 per fill (1, 2, or 3 months). If your insurance doesn't cover Zepbound, the sings card provides up to $569 off per fill (up to $7,397/year), but you'll still pay the remaining balance (typically $400-500+ per month).
No. Federal law prohibits using manufacturer copay cards with Medicare, Medicaid, Tricare, VA benefits, or any government-funded insurance program. If you he Medicare and need help affording Zepbound, check Lilly Cares Patient Assistance Program or other charitable foundations.
The current sings card program expires December 31, 2025. Eli Lilly typically renews the program annually with updated terms, so check the official website after that date for the latest information. Terms and eligibility may change.
Common issues include: (1) Card not activated — activate at lillycardactivation.com first, (2) Pharmacy processing it as primary instead of secondary payer, (3) Prior authorization not yet approved by your insurance, (4) Government insurance detected in the system. Call Lilly support at 1-800-545-5979 for real-time help.
The sings card has both monthly and annual limits. Monthly: Up to $150 (1-month), $300 (2-month), or $450 (3-month). Annually: $1,950 total sings per calendar year, with a maximum of 13 fills. If your copay exceeds the monthly cap, you pay the difference.
Not exactly. Manufacturer copay cards (like the Zepbound Sings Card) work alongside your insurance — they cover your out-of-pocket costs after insurance pays. Generic discount coupons (like GoodRx) are cash-price discounts that replace insurance and typically se less for brand-name drugs. For Zepbound, the sings card provides significantly better sings.
Yes! Health Sings Accounts (HSA) and Flexible Spending Accounts (FSA) can be used to pay for Zepbound, including any out-of-pocket costs after the sings card is applied. This lets you use pre-tax dollars, effectively sing an additional 20-35% depending on your tax bracket.
Yes, and it's often the best strategy. The sings card allows up to $450 in sings for a 3-month supply (vs. $150 for 1-month). Many insurers also he lower copays for 90-day prescriptions through mail-order pharmacies. Ask your doctor to write a 90-day prescription if you're stable on your dose.
Compounded tirzepatide (the active ingredient in Zepbound) is ailable from some compounding pharmacies for around $350-$500/month. However, compounded versions are not FDA-approved, may vary in quality, and aren't covered by the official sings card. Most doctors recommend sticking with brand-name Zepbound when possible. LillyDirect offers Zepbound vials at $299-$449/month (Dec 2025) as a legitimate alternative.
Partially. If your insurance doesn't cover Zepbound, the card provides up to $569 off per fill — but you'll still pay $400-500+ out of pocket. For most people without coverage, LillyDirect at $299-$449/month (Dec 2025) is the better option.
Yes, the Zepbound Sings Card works at most retail pharmacies including CVS, Walgreens, Walmart, Rite Aid, and independent pharmacies. Some mail-order pharmacies also accept it. If a pharmacy claims they don't accept it, ask them to run it as a secondary payer using the BIN/PCN/Group numbers.
Eli Lilly typically updates the sings card program annually. When the current card expires (December 31, 2025), visit zepbound.lilly.com to enroll in the new program. Your card ID may stay the same, but you'll need to re-accept the updated terms.
This happens when your insurance copay exceeds the card's monthly sings cap ($150 for 1-month supply). For example, if your copay is $200, the card covers $150, leing you to pay $50. Solutions: (1) Switch to a 90-day supply for higher sings cap ($450), (2) Check if your insurer has a preferred pharmacy with lower copays, (3) Appeal for a tier exception to move Zepbound to a lower copay tier.
ReferencesEli Lilly and Company. (2025). "Zepbound Sings Card Terms and Conditions." zepbound.lilly.com/assets/pdf/2025_terms_and_conditions.pdfEli Lilly and Company. (2025). "Sings Card, Cost & Coverage Support." zepbound.lilly.com/coverage-singsPrescriberPoint. (2025). "Zepbound Sings Card - Covered Benefit." prescriberpoint.com/therapies/zepbound-487cd7e/financial-assistance/zepbound-sings-card---covered-benefitEli Lilly and Company. (2025). "Lilly Sings Card Activation." lillycardactivation.comU.S. Food and Drug Administration. (2024). "Zepbound Prescribing Information." accessdata.fda.gov/drugsatfda_docs/label/2024/217806s013lbl.pdfNowPatient. (2025). "How Much Is Zepbound with Sings Card?" nowpatient.com/blog/how-much-is-zepbound-with-sings-cardThe White House. (November 2025). "Fact Sheet: President Donald J. Trump Announces Major Developments in Bringing Most Fored Nation Pricing to American Patients." whitehouse.gov/fact-sheets/2025/11/fact-sheet-president-donald-j-trump-announces-major-developments-in-bringing-most-fored-nation-pricing-to-american-patients/STAT News. (November 2025). "TrumpRx to offer discount weight loss drugs after Lilly, Novo deals." statnews.com/2025/11/06/trumprx-weight-loss-drug-discounts-wegovy-zepbound/Rated excellent★★★★★TrustpilotYour GLP-1 coverage,denied approvedMost denials go unchallenged — which is why appealing gives you an edge.
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