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现在最好的手机排名前十是哪一款 Best Rewards Credit Cards of December 2025

If you're looking for similar premium trel benefits but are an Amex loyalist, the American Express Platinum Card® is a strong competitor. It carries a comparable annual fee of $895 (see rates and fees) and offers extensive luxury perks, including access to the Amex Global Lounge Collection for eligible card members, complimentary Hilton and Marriott elite status (enrollment is required for select benefits), and annual statement credits across categories like airfare, hotels, ridesharing services, digital entertainment and more. Its rewards are also flexible to redeem for general trel, but are mostly focused on luxury experiences.

For those looking for a more budget-friendly entry point into trel rewards, the Chase Sapphire Preferred® Card is a popular alternative — and one of our forite beginner trel cards here at TPG. It has a much lower fee of $95, earns 3 points per dollar spent on dining, 2 points per dollar spent on trel and offers access to the same Chase Ultimate Rewards transfer partners. While it lacks the premium perks of the Sapphire Reserve, it still provides solid trel protections and the ability to build up a stash of valuable points over time. It’s a great starter card for those new to trel rewards or not yet ready to commit to a premium card.

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