When you first become eligible for Medicare, you he the option of choosing a Medigap plan or a Part C plan. This can be confusing. It’s hard to know which will serve you best in the long run.
Some people choose Medigap instead of Part C because they don’t want to be tied down to a network. Other people like knowing their out-of-pocket costs for healthcare will be covered.
If you’re not concerned about dental care and the other things Part C covers, you may wish to buy Medigap instead. Keep in mind that you can’t be turned down for Medigap during your initial open enrollment period. After that, you may no longer be able to access a plan.