*Subject to credit approval. See the “How to Earn Sam’s Cash with your Sam’s Club Mastercard” reward program terms for details.
†New Accounts as of 11/1/25: Min Interest Charge $2. Sam’s Club Credit Card: Variable Purchase APR 28.40%. Sam’s Club Mastercard: Variable Purchase APR 20.40% or 28.40%. Variable Cash APR 25.40% or 31.40% and 3% Fee ($5 min).
‡Unauthorized use does not include charges by a person to whom you he given authority to use your account or card, and you will be liable for all use by such person.
The Sam’s Club Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard, Tap & Go and the circles design are registered trademarks of Mastercard International Incorporated.