Expedia is one of the largest trel agencies in the US providing online trel shopping for both domestic and international trel. Though they provide a multitude of choices for trel plans, unfortunately, they only offer one trel insurance choice for domestic trel and one choice for international trel when booking your trip with them.
Though the policies offered by Expedia are different depending on whether the trel is domestic or international, both polies are offered by AIG – a well-respected trel insurer.
Let’s look at a domestic trip and then an international trip and see what the trel insurance coverage is offered by Expedia.
Expedia Domestic Flight InsuranceFor our sample domestic flight, our two trelers are treling from Los Angeles to Boston from January 5 through January 13.
Our trelers opted for economy seat on all flights and with flights and taxes included, the final cost for the flights is $472.56.
Upon checkout, we are offered the choice of adding trel insurance for our flights. The cost is $20.89 per treler for a total of $41.78.
The policy offered is the AIG Trip Protection Plan for domestic trel. Important benefits to note are:
Trip Cancellation which will refund 100% of the trip cost up to a maximum of $100,000 Trip Interruption which will refund up to 125% of the trip cost $25,000 for trel medical expenses $25,000 for emergency evacuation
Is this adequate coverage for a domestic trip?
The policy is a little light on the medical evacuation coverage with only $25,000, though the medical coverage is adequate at $25,000.
TripProtectors recommends hing a minimum of $15,000 for medical coverage and a minimum of $150,000 of medical evacuation coverage when treling domestically.
These levels would be adequate to cover a major medical emergency in most situations when treling within the US. However, if the treler has substantial medical and medical evacuation coverage through their normal healthcare, then lower levels of medical coverage in the trip insurance could be considered.
Now that we know what Expedia will provide, let’s see what TripProtectors can find us in the open marketplace.
Inputting our trip details to Boston into the TripProtectors quote system, the least expensive plan ailable is the IMG Trel Lite. The total cost for both trelers combined is $77.06.
The policy provides $100,000 of medical coverage and $500,000 of medical evacuation coverage for only $35.28 more than the AIG policy.
Do not buy Expedia flight insurance when flying domestically until you check out your options in the open marketplace. A quote with us takes a minute and will give you comprehensive trel insurance plans to compare against Expedia flight insurance. You really he nothing to lose.
Expedia International Flight InsuranceInternational trel requires substantially higher levels of coverage than domestic trel.
For international trel, TripProtectors recommends a minimum of $100,000 of medical coverage and a minimum of $250,000 of medical evacuation if treling close to US shores and $500,000 if treling to destinations farther afield.
So, let's see what Expedia flight insurance offers for international trelers and whether it’s adequate.
The AIG policy provided to international trelers is the Trip Protection Plus plan. Benefits are listed below:
The policy provides $50,000 of medical coverage and $100,000 of medical evacuation coverage as well as trip cancellation up to $100,000 per treler and trip interruption up to $125,000 (125% of trip cost).
As with the AIG policy for domestic trel, the AIG international policy is light on the medical evacuation coverage, but it is also light on the medical coverage. Hing adequate medical and medical evacuation coverage becomes increasingly important the further from home we go. Without adequate coverage, the AIG policy could lee you with enormous medical bills in the event of serious injury or accident.
Let’s book an international trip and see what the cost of the AIG policy would be and then run a quote from TripProtectors to see what the open marketplace can provide.
Expedia Flight Insurance – Our Sample TripWe booked a roundtrip flight from Los Angeles to Barcelona from January 5 – January 13:
Our total cost for both trelers for the roundtrip flights is $2,006.50.
As we are checking out, we’re offered to insure our flights for $122.80 per treler for a total of $245.60:
As mentioned above, the AIG Trel Protection Plus plan does not he adequate medical and medical evacuation coverage for our Spain trip.
What does the open market provide that might be better?
TripProtectors – The Trel Insurance MarketplaceWe provided our trip details to the quoting system at TripProtectors and were provided with 27 options for trel insurance.
The least expensive plan that provides adequate coverage is the Trawick Voyager for $172.59.
The policy provides $250,000 of medical coverage and $1 million of medical evacuation coverage, which is substantially more than our recommended minimums. The policy will also provide a waiver of pre-existing medical conditions if the policy is purchased on or before the FINAL trip payment.
The Trawick policy is also $73 LESS than the AIG policy!
TripProtectors: One Site – Many CarriersThink of us at TripProtectors as Amazon for trel insurance. At TripProtectors we make comparing trel insurance easy. You do not need to go to every insurance carrier. You do not need to lee your contact details with every insurance provider.
Remember, we are not advocating that you buy the cheapest trel insurance. Cheap trel insurance may not offer the coverage you need. What we suggest is that you spend a couple of minutes to see the best options and choose what you need.
Some plans he limited medical insurance coverage but are useful to back up a domestic health insurance policy. Other plans will he substantial levels of medical coverage and are better suited to an international trip.
Cancellation benefits increase as our trel plans become more comprehensive. Many policies will incorporate Cancel for Work and Cancel for Any Reason trel cancellation benefits if these are important considerations for a treler.
Finally, we will see a large number of trel insurance options that cover pre-existing medical conditions via the issue of a waiver.
In other words, we should be able to find a trel insurance plan that fits your needs, circumstances, and budget.
Does TripProtectors Charge More?You won’t find the same trip insurance plans ailable at a better price – even from the provider directly, because of anti-discriminatory insurance laws in the US.
A trel insurance marketplace like TripProtectors will offer a multitude of different plans from some of the most respected trel insurance carriers in the country. You will only need a few minutes to check value for money, cover, and insurance carrier ratings.
To get the best value for your money, visit TripProtectors first to shop around before committing to the Expedia trel insurance option. Please stop by and chat, send an email, or give us a call at +1(786) 751-2984.
Safe trels!