Enrollment with Zelle庐 through Wells Fargo Online庐 or Wells Fargo Business Online庐 is required. Terms and conditions apply. To send or receive money with Zelle庐, both parties must he an eligible checking or sings account enrolled with Zelle庐 through their bank. Transactions between enrolled users typically occur in minutes. For your protection, Zelle庐 should only be used for sending money to friends, family, or others you trust. Neither Wells Fargo nor Zelle庐 offers purchase protection for payments made with Zelle庐 - for example, if you do not receive the item you paid for or the item is not as described or as you expected. Payment requests to persons not already enrolled with Zelle庐 must be sent to an email address. For more information, view the聽Zelle庐 Transfer Service Addendum to the Wells Fargo Online Access Agreement. Your mobile carrier鈥檚 message and data rates may apply. Account fees (e.g., monthly service, overdraft, Small Business Account Analysis fees) may apply to Wells Fargo account(s) with which you use Zelle庐.
Sign-up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
Customers who own a Premier Checking, Private Bank Checking, or Private Bank Interest Checking account and own a business with an Initiate Business Checking, Nigate Business Checking, Business Market Rate Sings, or Business Platinum Sings will he their monthly service fee waived on the business account(s). Customer must be an individual owner, joint owner, or trustee of the Premier Checking, Private Bank Checking, or Private Bank Interest Checking account and be a business owner with transaction authority on the business account. If a business has multiple owners, the benefit will apply as long as one of the owners has a Premier Checking, Private Bank Checking, or Private Bank Interest Checking account. In the event a customer no longer has a Premier Checking, Private Bank Checking, or Private Bank Interest Checking account, that customer is no longer eligible for the monthly service fee waiver benefit.
Mobile deposit is only ailable through the Wells Fargo Mobile庐 app on eligible mobile devices. Deposit limits and other restrictions apply. Some accounts are not eligible for mobile deposit. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply. See Wells Fargo鈥檚 Online Access Agreement and your applicable business account fee disclosures for other terms, conditions, and limitations.
The combined balance is determined one business day prior to the last business day of your fee period. Combined business deposit balances include the erage ledger balance in your Nigate Business Checking庐 account plus other qualified linked accounts:
Your business checking accounts: Initiate Business Checking庐 and Additional Nigate Business Checking PLUS Your business sings accounts: Business Market Rate Sings and Business Platinum Sings PLUS Your business time accounts (CDs): Business Time Account (CD)Your Nigate Business Checking account cannot be linked to another Nigate Business Checking account for combined balances. Other accounts linked to your Nigate Business Checking account for combined balances, such as a Business Market Rate Sings account, cannot simultaneously be linked to another Nigate Business Checking account to oid the monthly service fee with combined balances.聽
See the Business Account Fee and Information Schedule for additional business account information.
Transactions means all checks deposited and all withdrawals or debits posted to your account, including paper and electronic, except debit card purchases and debit card payments.
Optimize Business Checking customers can access advanced features through Wells Fargo VantageSM. Available within a billing relationship. Enrollment in Vantage is required and additional fees may apply. Contact your banker for a complete description of services, fees, and enrollment instructions.
The first five Optimize Business Checking accounts within a billing relationship are included in the monthly maintenance fee of $75. Additional Optimize Business聽Checking accounts in excess of five are $30 each. See the Business Account Fee and Information Schedule for additional business account information.
The Optimize Business Checking account is eligible for an earnings allowance to offset eligible fees and expenses, including certain service fees. To calculate your earnings allowance, we apply the earnings credit rate to the investable balance ailable for services in your account. The earnings credit rate is a variable rate that the Bank can change at any time. The rate appears on your client analysis statement.
If your earnings allowance is greater than the total eligible fees for a given statement period, we won't credit that amount to your account or carry it forward to the following statement period. In any statement period where your fees exceed your earnings allowance, we'll debit your account or invoice you for the difference.
Optimize Business Checking customers may also deposit checks via Wells Fargo VantageSM by enrolling in our Desktop Deposit庐 service. Additional fees may apply.
Digital wallets may not be ailable on all devices. Your mobile carrier's message and data rates may apply.
Wells Fargo reserves the right to accept or reject any artwork, images, or logos. For example, any third-party trademarks, copyrighted materials, or name, image, and likeness of any public figures will not be approved.
Android, Google Play, Chrome, Pixel and other marks are trademarks of Google LLC.
Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iCloud Keychain, iPad, iPad Pro, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Wallet is a trademark of Apple Inc. App Store is a service mark of Apple Inc.
*Screen images simulated
Zelle庐 and the Zelle庐 related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
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