The cheapest car insurance company can vary from state to state, city to city, or even by ZIP code. For example, regional insurers COUNTRY Financial and Erie typically offer some of the lowest rates and he good industry ratings, but they serve a limited number of states.
The best, cheapest, and most widely ailable car insurance companies are State Farm, Allstate, and USAA, according to Insurify data.
State Farm is the largest U.S. auto insurer by market share, according to the National Association of Insurance Commissioners. It has an Insurify Quality (IQ) Score of 9.3 out of 10, has erage national rates of $110 per month for full-coverage policies and $56 for liability-only coverage, and is ailable in all 50 States and Washington, D.C.
Allstate has an IQ Score of 8.9 and erage monthly rates of $132 for full coverage and $70 for minimum coverage. USAA, which is ailable only to active-duty military members, veterans, and their families, has an IQ Score of 9.1 and erage monthly rates of $96 for full coverage and $50 for liability.