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There’s no single best auto insurance company for everyone. Instead, the right company and auto policy for you will depend on your unique needs, demographics, and past driving history. The following companies were chosen based on a combination of erage rates in Seattle, ailable discounts, customer ratings and reviews, and ailable coverage options.
Here’s a look at which insurers could work best for different types of drivers. Again, your premiums may vary.
Best for drivers with spotty records: State FarmAverage premium: $85 per month
Compare.com Rating: 4.9 out of 5
ProsRelatively cheap rates
Below-erage number of NAIC complaints
Highly rated on J.D. Power’s 2023 Auto Insurance Study
ConsBelow-erage customer ratings
Not the cheapest option for teen drivers
Relatively expensive full-coverage policies
State Farm is our top pick for Seattle drivers with spotty records. It offers some of the lowest premiums, on erage, if you he a speeding ticket, at-fault accident, or DUI in your driving history.
Besides offering affordable coverage, State Farm also provides an impressive array of discounts. You can take advantage of safe driving discounts, vehicle safety feature discounts, bundling, and age-based discounts. And if you don’t drive often, State Farm’s Drive Safe & Se telematics program could also help lower your rates.
Best for teen drivers: USAAAverage premium: $74 per month
Compare.com Rating: 4.91 out of 5
ProsAffordable coverage for teens
Highly rated on J.D. Power’s 2023 Auto Insurance Study
Plenty of ailable discounts
ConsOnly ailable to military families
Below-erage customer ratings
Higher-than-erage number of complaints with NAIC
USAA is our top pick for Seattle teens seeking car insurance. Teen drivers often pay high rates because of their inexperience behind the wheel, but it’s possible to find an affordable policy with USAA.
Despite its great rates for teens, USAA is only ailable to people affiliated with the U.S. military. If this doesn’t describe your family, you might not qualify for auto insurance coverage with this company. But if it does, USAA could be a great fit.
Best for maximum coverage: Direct AutoAverage premium: $145 per month
Compare.com Rating: 3.76 out of 5
ProsCheap rates for full coverage
Plenty of ailable discounts
Available SR-22 coverage
ConsBelow-erage customer ratings
Unranked by J.D. Power
Higher-than-erage number of complaints
Full-coverage insurance can help protect your car to the fullest extent possible, whether you’re parked downtown to grab a bite at one of Seattle’s top restaurants or commuting on Interstate 5. Direct Auto offers the most affordable full-coverage insurance policies for Seattle residents on erage. It also provides SR-22 coverage for high-risk drivers if you he a spotty driving history.
Direct Auto offers several car insurance discounts, too. If you qualify, you might be eligible for military, good student, safe driver, senior citizen, multi-car, homeowner, and other discounts.
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